Higher education and apprenticeships can be expensive, but Australia’s Austudy program offers a vital financial safety net for students and apprentices aged 25 or older. In 2025, eligible recipients can claim up to $699.50 per fortnight to assist with living costs while pursuing full-time study or training.
This guide breaks down the updated Austudy benefit rates, eligibility criteria, and step-by-step application process, helping you access this government support through Services Australia.
What Is Austudy?
Austudy is a Centrelink payment under Services Australia, tailored for adult students and full-time Australian apprentices aged 25 and above. It is designed to support living costs during full-time education or training.
Austudy Payment Rates (2025 Update)
Effective from January 1, 2025, Austudy payments have been revised in line with inflation and cost-of-living increases. Current maximum payment rates are:
| Category | Fortnightly Payment |
|---|---|
| Single, no children | $663.30 |
| Single, with children | $836.60 |
| Partnered, no children | $663.30 |
| Partnered, with children | $718.10 |
Note: Payment may vary based on income and assets tests.
Eligibility Criteria for Austudy 2025
To be eligible for Austudy in 2025, you must:
• Be 25 years or older
• Be an Australian citizen or permanent resident
• Live in Australia and remain present while claiming
• Be enrolled in a full-time approved course or Australian Apprenticeship
• Meet income and assets test limits
Income and Assets Test
Income Test (2025)
• You can earn up to $528/fortnight without payment reduction
• Every $1 above the threshold reduces your payment by 50 cents
• Partner income threshold: $1,368/fortnight (then taper applies)
Assets Test
Asset limits apply depending on whether you own a home and your relationship status. Exceeding these may reduce or cancel your payment.
Visit Services Australia – Austudy for current limits.
How to Apply for Austudy in 2025
Here’s a step-by-step breakdown of how to claim your Austudy benefits:
Step 1: Set Up a myGov Account
• Go to myGov
• Create an account or log in
• Link your Centrelink account using your CRN (Customer Reference Number)
Step 2: Prepare Your Documents
• Proof of ID (e.g., passport, driver’s license)
• Full-time enrolment confirmation
• Recent income documents (payslips, bank statements)
• Details of assets and savings
Step 3: Submit Your Claim
• Go to Centrelink > Make a claim
• Select “Austudy”
• Fill in your details, upload all documents
Step 4: Wait for Approval
• It may take a few weeks
• Track your claim in your myGov account
• You’ll be notified once approved
Additional Payments You May Be Eligible For
Along with Austudy, you may receive:
• Rent Assistance – Helps with accommodation costs
• Energy Supplement – Small payment to manage energy bills
• Health Care Card – Discounted medicines and healthcare services
Frequently Asked Questions (FAQs)
Q1. Is there a deadline to apply for Austudy in 2025?
A: No specific deadline, but apply early to avoid payment delays.
Q2. How is Austudy paid?
A: Payments are made fortnightly via direct deposit into your nominated bank account.
Q3. Can I work part-time while on Austudy?
A: Yes, but if you earn over $528/fortnight, your payment may be reduced.
Q4. Can I get Austudy as an apprentice?
A: Yes, if enrolled in a full-time approved Australian Apprenticeship and meet all other criteria.
Q5. What if my Austudy application is rejected?
A: You can request a review or appeal through Centrelink or contact Services Australia for help.
Final Thoughts
The Austudy benefit in 2025 offers crucial financial support for adult learners across Australia. With increased payment rates and supplementary benefits like Rent Assistance and Energy Supplements, eligible students and apprentices can focus on education without the stress of living expenses.
📌 Apply early via myGov and stay up to date with your claim through the Services Australia portal.
