To cushion seniors against rising living expenses, the Singapore government introduced the Assurance Package (AP) Senior Bonus, a key financial support initiative for elderly citizens. Rolled out from 2023 to 2025, this program provides annual cash payouts—reaching up to $900 in 2025—to help seniors meet their daily needs, medical costs, and other essential expenses.
This payout is part of a broader social support initiative under the Assurance Package, which includes MediSave top-ups, utility vouchers, and reimbursements aimed at ensuring financial stability during retirement. With the final year of payments underway, here’s everything you need to know about how to qualify and claim your Senior Bonus in 2025.
Eligibility for the AP Senior Bonus in 2025
To ensure the bonus reaches the most deserving seniors, strict eligibility conditions are in place. Seniors must satisfy all of the following:
✔️ Age Requirement
• Must be a Singapore Citizen aged 55 or older in the disbursement year (2025).
• Seniors 65 years and above receive a higher payout.
✔️ Income Threshold
• Your Assessable Income (AI) for the Year of Assessment (YA) 2023 must not exceed $34,000 (based on income earned in 2022).
✔️ Property Ownership
• You must own no more than one property in Singapore.
✔️ Annual Value (AV) of Home
• The AV of your home, as of 31 July 2024, must be:
– ≤ $25,000 to qualify for the 2025 bonus.
– Higher payouts go to those whose AV is ≤ $21,000.
AP Senior Bonus 2025 Payment Structure
The bonus amount varies based on the applicant’s age and home AV. Here’s the official breakdown:
| Age Group | AV ≤ $21,000 | AV $21,001–$25,000 |
|---|---|---|
| 55 to 64 years | $250 | $200 |
| 65 years and above | $300 | $200 |
• Seniors aged 65+ with homes valued under $21,000 receive the maximum payout of $300.
• Over the three years (2023–2025), total payouts can reach up to $900 per person.
How to Claim the AP Senior Bonus
Claiming the 2025 Senior Bonus is automatic for most eligible recipients. Here’s what you need to know:
1. Check Eligibility Online
• Visit the official gov.sg e-services portal.
• Log in using Singpass to verify your eligibility and personal details.
2. No Manual Application Needed
• The government automatically checks your records, including tax income and property AV, to determine eligibility.
• However, seniors may be asked to update or verify details if discrepancies are found.
3. Supporting Documents (If Requested)
• You may need to provide:
– Latest income documents
– Proof of property ownership
– Utility bills or AV documents (if manually reviewed)
4. Receive Payment
• Funds are deposited directly into your registered bank account.
• If bank details are not provided, a cheque will be mailed.
• Track your payment through the gov.sg portal.
Key Dates and Upcoming Payouts (2025)
• March 2025 – Expected disbursement of the $900 Senior Bonus final installment, ranging between $750 to $1,000 based on eligibility.
• December 2024 – Beginning of MediSave Bonus increases between $750 to $1,500.
• 2025 – One-time special bonus for qualifying seniors under enhanced AP support measures.
Other Benefits Under the Assurance Package
Besides the Senior Bonus, eligible seniors may also receive:
• MediSave Top-ups – To help cover rising healthcare costs
• CDC Vouchers – Redeemable at participating Heartland shops and hawkers
• Utility Rebates – Cash assistance to ease electricity and gas bills
• Transport Vouchers – Support for travel on public transport
FAQs
Q: Do I need to apply to receive the 2025 Senior Bonus?
A: No, eligible seniors are automatically assessed and paid based on government records.
Q: Can I receive the Senior Bonus if I own more than one property?
A: No. Owning more than one property disqualifies you from the Senior Bonus.
Q: What if my home’s Annual Value is slightly above $25,000?
A: You will not be eligible. The AV limit is strictly capped at $25,000 for the 2025 disbursement.
Q: When will I receive the payment?
A: Disbursements are expected to begin in March 2025, either by direct deposit or cheque.
Q: Can Permanent Residents (PRs) apply for the Senior Bonus?
A: No. The bonus is strictly for Singaporean citizens.
Conclusion
The AP Senior Bonus 2025 is Singapore’s way of thanking its seniors by helping them maintain dignity and independence in retirement. With rising living costs, these cash payouts, combined with healthcare and utility support, provide real relief to lower-income elderly citizens.
Seniors should ensure that their bank details and personal information are up to date on gov.sg to avoid delays in receiving their payout. For further help, reach out to the Assurance Package hotline or your local Community Centre (CC).
Sources & References:
• gov.sg – Assurance Package
• Inland Revenue Authority of Singapore (IRAS)
• MediSave Scheme Information
